Just heard on 3AW -
Clive will pick up so many votes that he
will be the King maker.
He will have enough votes to make Morrison control the Senate.
Looks like it's not in the bag for Bill.
Just heard on 3AW -
https://www.theaustralian.com.au/nation ... ahwUAHXVPwBill Shorten has been airbrushed from campaign material in at least 27 federal seats, about half of them hotly contested marginals, as Labor works to counter the Opposition Leader's poor personal rating among voters.
Campaign material distributed by Labor candidates in nine Queensland seats — including letters, flyers and postal voting applications — does not contain a single mention or photograph of Mr Shorten.
This is becoming my number ONE pet hate...cods wrote: ↑Mon Apr 22, 2019 4:11 pmI am all for a ROYAL into SUPER...not that I have any but I am sick to death of pollies thinking they can raid it at will..
it should be a hands off zone...
so many people die before they get their hands on their Super...so who benefits from that??..
is it like a bank account you dont use and if you dont they steal it from under you,,,
hands off other peoples money...
If you do get any super before you dieThe Mechanic wrote: ↑Tue Apr 23, 2019 1:51 pmThis is becoming my number ONE pet hate...cods wrote: ↑Mon Apr 22, 2019 4:11 pmI am all for a ROYAL into SUPER...not that I have any but I am sick to death of pollies thinking they can raid it at will..
it should be a hands off zone...
so many people die before they get their hands on their Super...so who benefits from that??..
is it like a bank account you dont use and if you dont they steal it from under you,,,
hands off other peoples money...
The Australian Governments have made super compulsory so that they don’t have to pay you a pension when you retire ... you use your super as a pension... but now we are finding that sweet FA is left of your super because over the years successive governments keep changing the rules to raid your nest egg
Bull Shitten has signalled... yet again... that Labor is ready to raid Australians super nest eggs again...
If i recollect... this was already done by the Rudd/Gillard Governments...
When will it stop?
And if that’s not bad enough... they keep pushing your retirement age out older and older
Fat Clive has a candidate in every electorate in Australia. I will not vote for him on principle. I wish that Pauline had done the same, then I might have thought about it.
Public servants also had the choice between a lump sum or wage/payments until death. Even after you died your wife still got paid at half to three quarters of the rate. It wasn't profitable for the government though so now they are trying to stick their fingers into your pie to recoup back what they can.billy the kid wrote: ↑Tue Apr 23, 2019 2:35 pmHow times have changed....
I recollect back in the day that super was provided for public servants simply as an incentive for people to become public servants
as the job was so mundane they needed incentives to keep people in the job. Together with rec leave, sick leave and public holidays, being a public servant suddenly became attractive as a secure working life style.
Even back in the 90s I can recollect salary sacrificing into your super fund was only available to the executives within the public service. Then they condescendingly allowed the peons to take advantage of it.
Then Keating made it compulsory for every employer to provide a super payment for employees.
Nowadays, we are becoming increasingly worried about our super because we have become aware that governments are not to be trusted with our super.
Super was pretty simple to understand at one stage...not any more...its complex...its portable...there are super funds
that dont perform...fees eat up your asset growth...some people have numerous funds because they have had numerous
jobs and havent got time to study the subject...and of course we have do it yourself super funds, where you look after it yourself and get slugged with government fees every year for the privilege....plus you have to have the fund audited every year...more expense....and the government changes the rules every year...so to speak...
I can even remember switching funds back in the 90s and thinking Id dodged a bullet if I thought there was a pending stock market
collapse...then I realised my switch from say high growth into capital guaranteed would not go through until the end of the month, rather than the day I switched...which might have been the 2nd working day of the month...
Even now, how many people realize that if you take an annuity and dont name a beneficiary, your super annuity dies with you when you die, and your surviving spouse gets nothing...your annuity reverts back to the super fund....why take an annuity when you can take a lump sum...which is more beneficial...how much tax do you pay on a lump sum payment.....how do you then invest it...
Superannuation is not like it used to be...and it shouldnt be the responsibility of employers to provide super for the workers.
Its the responsibility of the worker to provide for his own retirement.
Super these days is in a huge fund which is vulnerable to government plundering....
Things are crook when the average Aussie doesnt trust the government to leave his super alone...
People are even conned into thinking they need super when they enter the work force.
You dont need super at the age of 18...thats a con....
In any case, the millenials of today are too busy campaigning to get their pills tested...but I digress.....
I didn't have superannuation until I joined the Commonwealth Public Service in 1986. I remember that they changed it from PSS to CSS and we all had "meetings" to discuss and tell us that we should change to the "new" and "better" CSS. I didn't, figured that if "they" wanted to change things it wouldn't be "to my advantage". I no longer care, one way or the other.Black Orchid wrote: ↑Tue Apr 23, 2019 4:36 pmPublic servants also had the choice between a lump sum or wage/payments until death. Even after you died your wife still got paid at half to three quarters of the rate. It wasn't profitable for the government though so now they are trying to stick their fingers into your pie to recoup back what they can.billy the kid wrote: ↑Tue Apr 23, 2019 2:35 pmHow times have changed....
I recollect back in the day that super was provided for public servants simply as an incentive for people to become public servants
as the job was so mundane they needed incentives to keep people in the job. Together with rec leave, sick leave and public holidays, being a public servant suddenly became attractive as a secure working life style.
Even back in the 90s I can recollect salary sacrificing into your super fund was only available to the executives within the public service. Then they condescendingly allowed the peons to take advantage of it.
Then Keating made it compulsory for every employer to provide a super payment for employees.
Nowadays, we are becoming increasingly worried about our super because we have become aware that governments are not to be trusted with our super.
Super was pretty simple to understand at one stage...not any more...its complex...its portable...there are super funds
that dont perform...fees eat up your asset growth...some people have numerous funds because they have had numerous
jobs and havent got time to study the subject...and of course we have do it yourself super funds, where you look after it yourself and get slugged with government fees every year for the privilege....plus you have to have the fund audited every year...more expense....and the government changes the rules every year...so to speak...
I can even remember switching funds back in the 90s and thinking Id dodged a bullet if I thought there was a pending stock market
collapse...then I realised my switch from say high growth into capital guaranteed would not go through until the end of the month, rather than the day I switched...which might have been the 2nd working day of the month...
Even now, how many people realize that if you take an annuity and dont name a beneficiary, your super annuity dies with you when you die, and your surviving spouse gets nothing...your annuity reverts back to the super fund....why take an annuity when you can take a lump sum...which is more beneficial...how much tax do you pay on a lump sum payment.....how do you then invest it...
Superannuation is not like it used to be...and it shouldnt be the responsibility of employers to provide super for the workers.
Its the responsibility of the worker to provide for his own retirement.
Super these days is in a huge fund which is vulnerable to government plundering....
Things are crook when the average Aussie doesnt trust the government to leave his super alone...
People are even conned into thinking they need super when they enter the work force.
You dont need super at the age of 18...thats a con....
In any case, the millenials of today are too busy campaigning to get their pills tested...but I digress.....
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