Is 2FA safe for SMS on your mobile?

[Bobby]

Two factor authentication is not safe when using SMS on your mobile.

The banks etc send you an SMS with a code number but dozens of programs can read it.


Jun 30, 2026

2 Pre-Installed Apps Are Spying on Your Texts (Stop Them)
Did you know your Android phone comes with pre-installed apps that are spying on your texts? In this video, we expose how to find the hidden receipt proving these system apps are reading your private SMS messages—including your bank's 2FA security codes.

I'll walk you through a simple step-by-step tutorial to stop them right now. You'll learn how to uncover the hidden Android permission manager, reveal the invisible system apps nobody shows you, and instantly block them from accessing your messages.

[Bobby]

The ANZ App

Your money, your control. Take command of your personal and business banking,
instantly and securely from the palm of your hand with the ANZ App.


https://www.anz.com.au/support/online-banking/anz-app/

[Black Orchid]

Couldn't find that on my phone *shrug

[Bobby]

Couldn't find that on my phone *shrug

I found 2 apps that had spied on my SMS private messages -
one was Google.

[tllwd]

My old fashion pushbutton phone has no such problems.

[Bobby]

Unfortunately we are slowly being forced to use our mobile phones for everything.

example - you need a mobile phone to buy or sell property.
I remember having to read a code number they gave me while being videoed
with my own mobile phone.
They have a recording of my face and my voice with live video.
It's the same for everyone.
BTW - there are no Title Deeds anymore - it's all digital.


Google AI:

You generally need a mobile phone to complete a property transfer using PEXA.
Your mobile device is essential for security, verification, and document signing throughout the digital settlement process:

Identity & Security (MFA):
You will use your mobile number to receive secure SMS activation codes and for multi-factor authentication (MFA) to securely access your transaction


Secure Data Sharing:
Buyers and sellers are invited to download the free PEXA Key App (available on the Australian Apple App Store or Google Play Store). This app is used to securely verify and share your bank account details with your legal representative.

Digital Signing:
If you are required to sign documents electronically, you will use the PEXA Mobile Signing solution. This requires a compatible smartphone (or tablet) to authorize requests and securely apply your digital signature.

[Bobby]

Notice PEXA is using an American company for all that ultra secure info?
So does the ANZ app.


Apple Inc. is an American multinational technology company.
It is headquartered in Cupertino, California, in the heart of Silicon Valley


Also:
PEXA (Property Exchange Australia) is an Australian ASX-listed digital prop tech company.
Headquartered in Melbourne, Victoria ,
it operates a world-first electronic conveyancing platform that
facilitates the majority of property settlements, refinances,
and lodgments across Australia's property market.


So - all our most private information is in the hands of private companies and their employees -
some of them based overseas.
They all seem to use Apple.

[Bobby]

The Australian company called PEXA - land titles:

Will our video samples ever be used for mass surveillance?

In order to transfer the title of property -
you can only do it via your mobile phone -
you have to read out a code number they provide while a video
of your face and the sound is sent off to PEXA.
What would Snowden say?
The company called Apple has all those videos stored away for at least 7 years -
no set limit is applied.
Apple is in the USA -
does the NSA have access?



https://www.pexaclear.com.au/privacy-policy/

Disclosures of personal information
We disclose personal information to:
Regulators and law enforcement where required or authorised by law
(for example, to AUSTRAC or a State/Territory police service following a lawful demand),
or to respond to subpoenas, warrants or court orders.


https://www.arnecc.gov.au/wp-content/up ... idence.pdf

WHEN MUST EVIDENCE BE RETAINED?
Evidence must be retained whenever a Conveyancing Transaction is undertaken. It
must be retained for at least seven years from the date of Lodgment of the Registry Instrument or Document.